Counseling and Education Pricing |
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Counseling and Education – By Telephone |
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The fee for a telephone Pre-filing Credit Counseling session is $49.00. For clients who return to credit.org for their pre-discharge debtor education requirement if bankruptcy is what they elect to choose. The fee for clients for debtor education by the telephone is $49.00. This fee is for either single or joint counseling. | |
Counseling and Education – By Internet |
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The fee for an Internet Pre-filing Credit Counseling session is $45.00. For clients who return to credit.org for their pre- discharge debtor education requirement if bankruptcy is what they elect to choose. The fee for clients for debtor education by the Internet is $35.00. This fee is for either single or joint counseling. | |
Bankruptcy Counseling |
Click Here for Counseling » |
Pre-filing Credit Counseling – By Telephone | |
The fee for a telephone session with one of our certified credit counselors is $49.00. This fee is for either single or joint counseling. | |
Pre-filing Credit Counseling – By Internet | |
The fee for an Internet session is $45.00. This fee is for either single or joint counseling. | |
Pre-filing Credit Counseling – In Person | |
The fee for an in person session is $49.00. This fee is for either single or joint counseling. | |
Pre-filing Credit CounselingThe fee for Pre-filing Credit Counseling is $49.00 for counseling by telephone or in person and $45.00 over the internet. This fee is for either single or joint counseling. A Certificate of completion will be issued within three (3) business days of completing the Pre-filing Credit Counseling course and will be valid one hundred eighty (180) days from the date of completion of counseling. We do not charge an additional fee to generate your certificate. Credit.org receives funding from government entities and sponsored enterprises, foundations and corporations who support our counseling and educational services and programs, including voluntary contributions from creditors for clients enrolled in our debt management plans which allow clients the opportunity to negotiate an alternate payment schedule regarding their unsecured debt. Involvement with a debt management plan could be reflected on a credit report in a favorable or unfavorable way according to creditor’s reporting policies. Your credit report score is not impacted by obtaining counseling through our agency. |
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Bankruptcy Education |
Click Here for Education » |
Pre-discharge Debtor Education – By Telephone | |
The fee for a telephone session is $49.00. This fee is for either single or joint Debtor Education Counseling. | |
Pre-discharge Debtor Education – By Internet | |
The fee for an Internet session is $35.00. This fee is for either single or joint Debtor Education Counseling. | |
Pre-discharge Debtor Education – In Person | |
The fee for an in Person session is $49.00. This fee is for either single or joint Debtor Education Counseling. | |
Pre-discharge Debtor EducationThe fee for Pre-discharge Debtor Education Counseling is $49.00 by telephone or in-person, or $35.00 through the internet. This fee is for either single or joint counseling. A Certificate of completion will be issued within three (3) business days of completing the Pre-discharge Debtor Education course. We do not charge an additional fee to generate your certificate. Credit.org does not pay or receive fees or other consideration for the referral of counseling or debtor education students. All information provided by a client is kept confidential unless authorized by the client or as required by law. Internet Pre-discharge Debtor Education Counseling courses are available 24 hours a day, 7 days a week by accessing www.bkhelp.org. For Pre-discharge Debtor Education course availability by telephone and/or classroom education courses, please contact us at 888-425-3453. Clients must spend a minimum of two (2) hours participating in the Pre-discharge Debtor Education course. |
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Fee Waiver Policy
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Disclosure: Credit.org reserves the right to revise or change its criteria used to waive any fees under its Pre-filing Credit Counseling Services and Pre-discharge Debtor Education services. Services will be provided without regard to ability to pay. |
Effective July 1, 2009