You may experience some disruption on our site due to scheduled maintenance Saturday, October 17 from 12PM to 9PM PST. We apologize for any inconvenience. Please feel free to contact us by telephone at
888-425-3453 during normal business hours or try the site again after the maintenance period.

As part of your bankruptcy requirements, you are required to complete a 2-hour approved debtor education course.

At credit.org, we have created two study methods to complete your debtor education requirement. Please take a moment and choose the study method below that best suits your needs. Any question, please call credit.org at 1-888-425-3453.

Note: The More Than Money Telephone course is now available in Spanish and will be supported by Spanish speaking counselors.

Phone Internet

*Approval by the EOUST to issue bankruptcy certificates evidences completion of a budget and credit counseling and debtor education course in compliance with the Bankruptcy Code. EOUST approval does not endorse or assure the quality of an Agency’s service.
**The EOUST has reviewed only the Agency’s counseling/instructional services and no other services the Agency may provide [28 C.F.R. section 58.20(l)(11)].
***The Agency may disclose client information to the United States Trustee in connection with the United States Trustee’s oversight of the agency, or during the investigation of complaints, during on-site visits, or during quality of service reviews.