In observance of the Thanksgiving Holiday our hours of operations will be
8 am – 5 pm (Pacific) on Wednesday, November 25th.
We will be closed on Thursday, November 26th and Friday, November 27th.

As part of your bankruptcy requirements, you are required to complete a 2-hour approved debtor education course.

At credit.org, we have created two study methods to complete your debtor education requirement. Please take a moment and choose the study method below that best suits your needs. Any question, please call credit.org at 1-888-425-3453.

Note: The More Than Money Telephone course is now available in Spanish and will be supported by Spanish speaking counselors.

Phone Internet

*Approval by the EOUST to issue bankruptcy certificates evidences completion of a budget and credit counseling and debtor education course in compliance with the Bankruptcy Code. EOUST approval does not endorse or assure the quality of an Agency’s service.
**The EOUST has reviewed only the Agency’s counseling/instructional services and no other services the Agency may provide [28 C.F.R. section 58.20(l)(11)].
***The Agency may disclose client information to the United States Trustee in connection with the United States Trustee’s oversight of the agency, or during the investigation of complaints, during on-site visits, or during quality of service reviews.