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Springboard Social Enterprises
promotes social entrepreneurship
among non-profit entities

A Message from our President
and Chief Executive Officer is a national non-profit consumer credit management organization formed in 1974 by local business leaders and credit grantors. has been approved* by the Executive Office for United States Trustees** to provide the required pre-petition bankruptcy counseling, pre-discharge debtor education and issue certificates in compliance with the bankruptcy code under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 for residents in all judicial districts* (states).

Our core purpose is to improve the financial literacy and solvency of individual consumers. The following mission statement is adapted from the National Foundation for Credit Counseling’s (NFCC) comprehensive mission statement for all Consumer Credit Counseling Service (CCCS) agencies.

The mission of is to provide the best non-profit community service dedicated to delivering professional personal finance education, confidential counseling, and debt reduction programs to strengthen our communities through loss reduction.

Core values are the essential and enduring tenets of any organization. Our leadership challenge is to communicate the intrinsic importance of these, so that a deep understanding and validation of these exists throughout the organization.

Todd Emerson
President / CEO

*Approval by the EOUST to issue bankruptcy certificates evidences completion of a budget and credit counseling and debtor education course in compliance with the Bankruptcy Code. EOUST approval does not endorse or assure the quality of an Agency’s service.
**The EOUST has reviewed only the Agency’s counseling/instructional services and no other services the Agency may provide [28 C.F.R. section 58.20(l)(11)].
***The Agency may disclose client information to the United States Trustee in connection with the United States Trustee’s oversight of the agency, or during the investigation of complaints, during on-site visits, or during quality of service reviews.