In observance of the Thanksgiving Holiday our hours of operations will be
8 am – 5 pm (Pacific) on Wednesday, November 25th.
We will be closed on Thursday, November 26th and Friday, November 27th.

As part of the bankruptcy requirements, debtors are required to complete a 2-hour approved debtor education course. This course must be completed before credit.org can issue a Debtor Education Completion Certificate. This completion certificate is required in order to receive a discharge from the court.

Phone Internet

*Approval by the EOUST to issue bankruptcy certificates evidences completion of a budget and credit counseling and debtor education course in compliance with the Bankruptcy Code. EOUST approval does not endorse or assure the quality of an Agency’s service.
**The EOUST has reviewed only the Agency’s counseling/instructional services and no other services the Agency may provide [28 C.F.R. section 58.20(l)(11)].
***The Agency may disclose client information to the United States Trustee in connection with the United States Trustee’s oversight of the agency, or during the investigation of complaints, during on-site visits, or during quality of service reviews.