How We Can Help

As a consumer, it's critical that you work with an approved agency, like Springboard whose main objective is to assist you in completing your mandatory requirements so you can file your bankruptcy petition and ultimately receive a bankruptcy discharge.

Here at Springboard, we understand how confusing the new bankruptcy law and requirements may be to you. Our certified and experienced credit counselors are here to assist you in understanding the advantages and disadvantages of bankruptcy as well as your available options.

As part of our commitment to you, our trained counselors will help you create a livable household budget and spending plan that can help you manage your finances in the future.

All counseling and debtor education programs are affordable and can be completed by telephone, internet or classroom. Our trained credit counselors will work with you and your attorney to make sure that you complete your two bankruptcy requirements so you can move forward with your bankruptcy. They are:

• Counseling Completion Certificate
  In order to file your bankruptcy petition you must complete a mandatory budget briefing session with an approved credit counseling agency, like Springboard. Once you have completed this session, Springboard will issue you or your attorney a Counseling Completion Certificate so your bankruptcy petition can get filed with the court. Click here to view the counseling fee outline. Click Here to Sign-up for your bankruptcy counseling session.
• Debtor Education Completion Certificate
  If you file a bankruptcy petition with the court, you will be required to complete an approved 2-hour debtor education course within a specific time from of your § 341(a) Meeting of the Creditors in order to get debts in your bankruptcy petition discharged. If a Chapter 7 bankruptcy petition is filed, you will have 45 days to complete the approved debtor education course from the time of the § 341(a) Meeting of the Creditors. If a Chapter 13 bankruptcy petition is filed, the time allotted to complete an approved debtor education course could be much longer. If a Debtor Education Completion Certificate is not obtained by the required due date, the case may be dismissed by the court and the debts in your bankruptcy petition may not be discharged. In your counseling session with Springboard, your counselor will go over and guide you with your debtor education requirement. Click Here to Sign-up for your bankruptcy education course.