As part of the bankruptcy requirements, debtors are required to complete a 2-hour approved debtor education course. This course must be completed before credit.org can issue a Debtor Education Completion Certificate. This completion certificate is required in order to receive a discharge from the court.

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*Approval by the EOUST to issue bankruptcy certificates evidences completion of a budget and credit counseling and debtor education course in compliance with the Bankruptcy Code. EOUST approval does not endorse or assure the quality of an Agency’s service.
**The EOUST has reviewed only the Agency’s counseling/instructional services and no other services the Agency may provide [28 C.F.R. section 58.20(l)(11)]. Click here to view the states Credit.org is approved to issue certificates in compliance with the Bankruptcy Code.